This government scheme is superhit for women, lakhs of rupees will be deposited in just 2 years

New Delhi: If you are also looking for such a government scheme, which is for women and in which you get a chance to deposit lakhs of rupees without risk, then this news is for you. Actually, a scheme was started by the Government of India under the post office, under which you will get lakhs of rupees within 2 years. This scheme gives more returns than bank FD. The name of this scheme is Mahila Samman Savings Certificate.

Right now this scheme is offering more returns than the 2-year interest rate of bank FD. The last date to invest in this scheme is 31 March 2025. Talking about investment under this scheme, the parents can deposit money in the name of the woman and minor girl. There is no age limit in this scheme, any Indian woman or girl can invest.

Who can deposit how much amount?
Women can invest in this scheme from a minimum of Rs 1,000 to a maximum of Rs 2,00,000. A time gap of three months must be maintained between opening the current account and the next account. Note that any account opened in violation of the rules of the scheme is given interest equal to that of a post office savings account.

How much more interest will be given than FD
Under the Mahila Samman Bachat Yojana, an annual return of 7.5% is given on the deposited amount. The interest currently being given on this scheme is more than a 2-year bank FD. On the other hand, SBI’s two-year FD gives an interest rate of 6.80% for general customers and 7.30% for senior citizens. Similarly, HDFC Bank offers a rate of 7.00% for general customers and 7.50% for senior citizens. Axis Bank offers a rate of 7.10% for general customers and 7.60% for senior citizens. Post Office Term Deposit (for 2 years) offers an interest rate of 7%.

How much will you get on depositing 2 lakhs?
If you invest ₹2,00,000 in this government scheme, then according to the calculator, after two years you will get an interest of Rs 32,044. In this way, you will get a total of Rs 2,32,044 on maturity.

You can withdraw money even after 1 year
According to the rules of Mahila Samman Saving Certificate Scheme, if you want to withdraw money from this account after a year, then partial withdrawal is allowed after one year of opening the account. You can withdraw up to 40% of the deposit amount.